What are Round Ups?

Round Ups can help you put a little money towards your savings when you spend with your card.

When you ask us to, we’ll round up your eligible card purchases to the nearest $1, $2, $5 or even $10, and transfer the extra amount to your ANZ Save account (your Savings Jar or a goal you select).

To enable Round Ups in the app:

1. Go to the Card icon.
2. Look for Round Ups and select Enable.
3. Toggle on Round Ups and update to your preferred settings.

You can choose to round up your purchases to your Savings Jar or goals on an eligible ANZ Save account. You won't be able to Round Up from an individual account to a joint account (or vice versa) or between joint accounts shared with different people.

How Round Ups work

When you make a purchase, the amount we Round Up to your savings will vary depending on the Round Ups you've selected.

For a purchase of $13:

• With Round Ups to the nearest $1, we won't round anything up, so nothing will be transferred to your savings.
• With Round Ups to the nearest $2, we'll round it up to $14 and transfer $1 to your savings.
• With Round Ups to the nearest $5, we'll round it up $15 and transfer $2 to your savings.
• With Round Ups to the nearest $10, we'll round it up to $20 and transfer $7 to your savings.

We won't reverse or change a Round Up if an eligible card transaction changes after you make it.

No linked card transaction?

If your Round Up doesn’t appear with a linked card transaction, it may be because the transaction was reversed (e.g. pre-authorisation charge). This may also happen if the associated card transaction isn’t processed on the day it was made. In this case, the Round Up will appear on the day you make the transaction and the transaction will appear on the day it is processed.

Updating Round Ups

You can toggle Round Ups on or off, or update your Round Up amount or destination anytime by opening your Savings Jar.

If your Round Ups are linked to a goal and you end that goal without updating your Round Ups, we’ll attempt to redirect your Round Ups to your Savings Jar.

Tracking Round Ups

Look for the gold coin on your transactions to keep an eye on your Round Ups.

Joint accounts

If you enable Round Ups for any joint accounts, keep in mind that it’ll be enabled for all eligible transactions linked to the account, including transactions the other account holder makes using their Joint ANZ Plus Visa Debit card or digital wallet.

Either you or your plus one can update or disable Round Ups, but any change will apply to all eligible transactions made by you or your plus one using your Joint ANZ Plus cards or digital wallet.

What is an eligible card purchase?

An eligible card purchase is a transaction we classify as an ANZ Plus Visa Debit card or digital wallet transaction based on information available to us. It doesn't include other transaction types such as direct debits, BPAY, Pay Anyone payments and ATM withdrawals.

For any eligible card purchases made in a foreign currency, it'll be converted to Australian dollars and we'll calculate the Round Up on that amount.

_{Round Ups is designed to help you save. It may not be right all the time. Round Ups not working as they should? Please send us a message.}